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Job Summary:
To evaluate and recommend or approve if within discretion limit credit applications so as to increase the lending book portfolio of KCB Bank Tanzania Limited.
Key Responsibilities:
Deputize the Head of Credit
Championing overall credit risk management of the department whilst ensuring operation within agreed policy frameworks.
Effective leadership and oversight of the credit analysis and credit administration functions.
Sanction of credit within delegated approval limits.
Accountable for delivery of desired customer experience by executing within SLA.
Ensure accurate and timely preparation of all credit reports (internal and external).
Continuous Internal and External stakeholder engagement and management.
Accountable for sound portfolio performance and management within agreed risk appetite metrics.
Contribute to continuous improvement in processes, policies, products and knowledge share.
Continuous proactive risk awareness and management.
Management of banks credit audits both internal and external and championing closure of audit issues as per agreed timelines in the auditor’s report.
Daily Responsibilities:
Drive the day’s business through facilitation of staff briefs (Morning Briefs, SSP, Branch meetings).
Review reports (Force pay, Suspense accounts, Trial Balance, Accounts opened and closed).
Credit Appraisal/ Recommendations.
Customer business visits,
Customer service and attending to customer issues.
Review and resolve customer complaints.
Staff administration.
Requirements:
Bachelor’s degree in Business, Finance or Accounting
Minimum 8 years banking experience of which at least 3 years should be in management.
Professional accounting /finance qualifications with be an added advantage
Masters level qualification will be an added advantage
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