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Job Summary:
To evaluate and recommend or approve if within discretion limit credit applications so as to increase the lending book portfolio of KCB Bank Tanzania Limited.
Key Responsibilities:
- Deputize the Head of Credit
- Championing overall credit risk management of the department whilst ensuring operation within agreed policy frameworks.
- Effective leadership and oversight of the credit analysis and credit administration functions.
- Sanction of credit within delegated approval limits.
- Accountable for delivery of desired customer experience by executing within SLA.
- Ensure accurate and timely preparation of all credit reports (internal and external).
- Continuous Internal and External stakeholder engagement and management.
- Accountable for sound portfolio performance and management within agreed risk appetite metrics.
- Contribute to continuous improvement in processes, policies, products and knowledge share.
- Continuous proactive risk awareness and management.
- Management of banks credit audits both internal and external and championing closure of audit issues as per agreed timelines in the auditor’s report.
Daily Responsibilities:
- Drive the day’s business through facilitation of staff briefs (Morning Briefs, SSP, Branch meetings).
- Review reports (Force pay, Suspense accounts, Trial Balance, Accounts opened and closed).
- Credit Appraisal/ Recommendations.
- Customer business visits,
- Customer service and attending to customer issues.
- Review and resolve customer complaints.
- Staff administration.
Requirements:
- Bachelor’s degree in Business, Finance or Accounting
- Minimum 8 years banking experience of which at least 3 years should be in management.
- Professional accounting /finance qualifications with be an added advantage
- Masters level qualification will be an added advantage
Uploaded: 2021-12-15 00:00:00
Deadline: 2021-12-28 00:00:00
Reference Number: IRC12006
Deadline: 2021-12-28 00:00:00
