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**Job Vacancy Announcement: Investment Officer**
**Location:** Mbeya, Tanzania
**Department:** Operations
**Position:** Investment Officer (IO)
**Deadline:** March 28, 2024
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**Company Overview:**
EQUITY FOR TANZANIA LIMITED (EFTA) is a distinguished, award-winning equipment finance company headquartered in Tanzania, with a widespread network of branches across the nation. Committed to fostering the growth of SMEs and entrepreneurs, EFTA provides tailored financial solutions to fuel business expansion.
**Purpose of the Role:**
The Investment Officer will play a pivotal role in managing EFTA’s clientele, encompassing the acquisition of new customers, evaluation of loan applications, and supervision of loan recipients.
**Job Description:**
**Pre-application:**
– Identify and engage potential customers within target markets, elucidating EFTA’s product offerings.
– Assist the Branch Manager in conducting pre-application seminars for prospective applicants.
– Offer ongoing guidance to individuals preparing loan applications.
**Application Processing:**
– Perform comprehensive assessments of loan applications, evaluating business feasibility and applicant credibility through customer visits, discussions with stakeholders, reference checks, and financial analysis.
– Conduct Environmental, Social, and Governance (ESG) evaluations of applicants.
– Present recommendations to the Branch Manager on viable investment prospects.
– Draft investment proposals for local Credit Committee consideration.
– Participate in the vetting process for equipment suppliers, including site visits.
**Post-application:**
– Assume primary responsibility for managing a portfolio of EFTA customers, ensuring continual monitoring and proactive engagement through phone calls and site visits.
– Advise the Branch Manager on loan restructuring and write-off decisions, as necessary.
– Identify and address any ESG concerns within the portfolio, ensuring compliance with labor laws.
– Collaborate with the training team to identify customers’ skill development needs and facilitate relevant training initiatives.
– Maintain meticulous records on EFTA’s software system.
**Candidate Specification:**
**Experience:**
– Fresh graduates are strongly encouraged to apply.
– Possession of a valid driving license.
**Education Level:**
– Bachelor’s degree from a reputable university.
**Required Skills:**
– Proficiency in MS Office suite.
– Excellent communication skills.
– Strong analytical abilities.
– Sales and marketing acumen.
– Problem-solving aptitude.
**Knowledge of:**
– Mathematics.
– Business appraisal.
– SME financing.
**How to Apply:**
Interested candidates should submit their applications via email to: [email protected]
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Join EFTA and contribute to empowering Tanzania’s entrepreneurial landscape. Apply now to embark on a rewarding career journey with us.